Borrowers
Good lending relationships go beyond just the money. We support our borrowers through every stage of their funding process, applying decades of experience and insight to help them deliver successful development projects.
To find out more, call our Client Services Team on 01424 717564, E-mail us or speak directly with Gary Trueman, Head of Business Development.
Loan types
Residential development finance up to 80% LTC or 65% LTGDV
Bridging loans (pre or post development) up to 75% LTV
Total loan size from £500,000 (excluding individual houses with a value greater than £1.5m)
Developer fees
Arrangement fees from 2.0% and exit fees up to 1.0%
Interest rates from 6.4% p.a plus Baserate for developer finance and 0.6% pcm for bridging.
Working with us
Initial terms completed under 24 hours
Highly experienced team of property lending, credit and account management professionals
Strong pipeline of pre-screened individual and institutional lenders
Brokers
Need help structuring a deal? We’re ready. We specialise in residential property lending – it’s the only thing we do. Our entire team is 100% focused on structuring and delivering deals that work for everyone – you, your borrower and our lenders.
To find out more, call our Client Services Team on 01424 717564, E-mail us or speak directly with Gary Trueman, Head of Business Development.
Loan types
Residential development finance up to 80% LTC or 65% LTGDV
Bridging loans (pre or post development) up to 75% LTV
Total loan size from £500,000 (excluding individual houses with a value greater than £1.5m)
Developer fees
Arrangement fees from 2.0% and exit fees up to 1.0%
Interest rates from 6.4% p.a plus Baserate for developer finance and 0.6% pcm for bridging
Working with us
Initial terms completed under 24 hours
Exclusive focus on residential property development and bridging
Highly experienced team of property lending, credit and account management professionals
Strong pipeline of pre-screened individual and institutional lenders
Who are Homes England?
Homes England is the UK’s government housing accelerator. It brings together appetite, influence, expertise, and resources to drive positive market change, helping to improve neighbourhoods and grow communities.
www.gov.uk/government/organisations/homes-england
Headline Product Details
- Loan to Gross Development Value (LTGDV) 65% (Up to 80% Loan to Cost)
- Interest Rate 6.65% + Bank of England Base Rate
- Arrangement Fees of 2% and no Exit Fees
- Loan size £400,00 to £2,500,000
- Up 24 Months Term
- Maximum Unit Gross Development Value (GDV) £800,000
- For leasehold houses or flats, rent to be peppercorn
- Developers to have experience of similar projects
Notes
- Additional 1% Broker introduction fee payable where applicable
- Geographic restrictions apply
- Projects that require funding falling outside of the above criteria may also be considered by Invest & Fund
To talk through an opportunity or find out more email our Borrowing Team or speak directly to Gary Trueman, our Head of Business Development on 07484 509 247. For all other enquiries please call 01424 717564.
Why Borrow with Invest & Fund?
- Invest & Fund focuses exclusively on residential property development finance, including bridging, in England and Wales
- Our field-based BDMs meet every develop we work with and visit every site to get a first-hand view of the projects we support
- Lending to experienced property developers secured primarily by first charges over property, debentures and guarantees
- Our 30+ team work alongside brokers and developers to originate, structure and deliver competitive development finance
- Our highly experienced credit team take an expert and creative approach to structuring the right deal for the right project
- We can offer senior and mezzanine finance to fund redevelopment projects or ground-up builds
Have any questions?
Borrow with us
Experienced residential property developer? We’d love to hear from you
- Residential development and bridging finance specialists
- Loan sizes from £500k
- Sensible rates, flexible terms, deep credit structuring expertise
Lend with us
See every loan, read expert credit assessments, fund all or part of a loan
Lenders' capital is at risk
- Gross interest rates from 7% to 8.5% p.a. on first charge residential development and bridging loans
- Full loan documentation, credit reports, third party monitoring
- Register easily, see everything, start lending
Introduce us
Broker or intermediary? Big or small, we’re ready to help.
- 100% focus on residential bridging and development
- Significant credit structuring and property expertise
- Competitive introducer fees and full application support team