Invest & Fund | UK Residential Bridging and Development Finance

Introducing Our Partnership with Homes England

Invest & Fund and Homes England are collaborating to provide residential development debt funding to help deliver more homes and contribute to the UK Government's target to build 300,000 new homes a year.

To learn more click here

Join our Lending Community Join our Borrowing Community

Register for expert credit, valuation and monitoring reports.
Fund part or whole loans, starting from £2,500.
Earn the full return, minus a lender fee.

Is your ISA delivering a gross return of over 6.50% p.a.?

Learn Open your account now

*As with all investments, your capital is at risk and rates of return are not guaranteed.
Please read our important information page and risk warning before investing.

Lenders' capital is at risk

100% Asset Backed
Automated Diversification
Gross Yields from 6.50%

Invest & Fund Auto-Lend

Open your Invest & Fund lending account now and have Invest & Fund
automatically diversify your investments across our loans

Learn Open your account now

*As with all investments, your capital is at risk and rates of return are not guaranteed.
Please read our important information page and risk warning before investing.

Lenders' capital is at risk

100% Asset Backed
Automated Diversification
Gross Yields from 6.50%

Deep expertise

Our highly-experienced team apply decades of banking, lending and credit risk expertise to every stage of our borrower approval process – making sure only the right projects get through.

Independent verification

Monitoring surveyors. Valuers. Solicitors. We make it our business to work alongside a panel of external experts to deliver clear, impartial assessments and monitoring on all lending opportunities.

You're in control

Registered lenders see full credit assessments, loan documentation and regular third party reports for every lending opportunity – and choose to lend on individual loans.

Proud to be working with:

Borrow with us

Experienced residential property developer? We’d love to hear from you

Residential development and bridging finance specialists
Loan sizes up to £10m
Sensible rates, flexible terms, deep credit structuring expertise

Talk to us

Lend with us

See every loan, read expert credit assessments, fund all or part of a loan

Lenders' capital is at risk

Gross interest rates from 6.50% on first charge residential development and bridging loans
Full loan documentation, credit reports, third party monitoring
Register easily, see everything, start lending

Start lending now

Introduce us

Broker or intermediary? Big or small, we’re ready to help.

100% focus on residential bridging and development
Significant credit structuring and property expertise
Competitive introducer fees and full application support team

Talk to us

Standard Account

£2,500 Minimum initial deposit, No Maximum
Gross Yields from 6.50%. This is the gross return before any losses and fees
Total lender fees of 0.75% p.a.
Active Resale Marketplace
Eligible for Auto-Lend

Open a Standard Account

Already have a Standard account? Sign in

Lenders' capital is at risk

IFISA Account

Earn Interest Tax Free on Loans
Use you annual ISA limit*
Transfer-in from your existing ISAs
Total lender fees of 1.25% p.a.
Active Resale Marketplace
Eligible for Auto-Lend

Open an IFISA Account

Already have a Standard account? Sign in

Lenders' capital is at risk

For more information, please contact lending@investandfund.com and a member of our lending team will contact you.

Lenders’ capital and interest is at risk as payments are not guaranteed if the Borrower defaults. You might not get back your interest or capital when expected as loans may not be repaid on time, and whilst Invest & Fund facilitates a marketplace for the resale of loans this relies upon a willing buyer being available so there is no guarantee that loans will be sold. Separate terms and conditions apply to the Auto-Lend service which can be provided upon request. Invest & Fund is not covered by the Financial Services Compensation Scheme.

£130m+

'Lent to date'

0.0%

Bad debts written off

£4.75m+

Interest paid to lenders

Lender

"Invest & Fund handled our application and understood our project goals and ambitions from the outset, it felt to us that it was a personal service as we worked closely with the same people all the way through. I always felt that if I needed an update, or I had some concern, they were on hand with solutions and ideas, a pleasure to work with."

Lee

Borrower

David

Borrower

"It was a pleasure meeting Glenn early in the application process, we felt like they understood our vision and what we were trying to achieve. They stuck with us all the way through to completion, fielding our questions with courtesy and professionalism, it didn't feel like dealing with a big faceless corporation, we highly recommend them."

Graham

Borrower

"Invest & Fund have been our main funder for 5 years and in this time, they have supported us on 17 various funding arrangements. Their reliability and professionalism coupled with a personal touch is refreshing when it comes to funding a development. I&F are our first port of call for any new proposition, and we are excited to work with them moving forward."

Shane

Borrower

"Invest & Fund understood our project goals from day one. Easy to work with & they got the job done."

Soyfur

Borrower