About us

In the new world of peer-to-peer property lending,
experience counts.

Invest & Fund's story

We are a peer-to-peer marketplace helping individuals, high net worth lenders, private banks, family offices and institutions achieve attractive, risk-adjusted returns from residential development projects.

Invest & Fund was founded in November 2012 by David Turner, a former city trader with 30+ years’ experience and Mark Hawkins, a financial chartered accountant with 35 years’ accounting and directorship experience. Like a lot of good businesses, we started with a problem to solve: how to make it easy and rewarding for individuals and institutions to lend to businesses looking for alternative sources of finance.

David and Mark recruited Chief Technology Officer Stephen Kenny, a veteran of successful technology start-ups such as Betfair and The Property Investment Market. In July 2014, we successfully facilitated our first loan through investandfund.com.


As the business grew, we received an increasing number of enquiries from residential property developers looking to finance new projects. Loans for this sector were also attracting the greatest interest from lenders . As a result, in August 2015 we switched to focus exclusively on the residential development and bridging finance market. We appointed a Board with substantial experience in senior banking, wealth management, property lending and peer-to-peer finance backed by a team of credit experts with deep experience in property development and credit risk assessment. An experienced Head of Credit was appointed in 2018.

Today we are a team of 30+ led by David and Mark, Chairman Robert Burgess and Non-Executive Directors Mark Kibblewhite and Brian Lynch.

We are committed to building the UK’s most trusted peer-to-peer marketplace, helping individuals, high net worth lenders, private banks, family offices and institutions achieve attractive, risk-adjusted returns from successful residential development projects.



Lent to date


Interest paid to lenders

Meet the Team

Robert Burgess


Robert has for over 25 years held Senior Executive and Board positions in both Quoted (FTSE 100/250) and Unquoted FS businesses, including Lloyds Banking Group, Scottish Widows, as CEO of Alliance Trust Savings, as Co-Founder of the first, dedicated UK Closed Ended Fund to invest through P2P and as NED for OakNorth Bank where he chairs the Board, Credit & Board Risk Committees.

Mark Kibblewhite

Non-Executive Director

Mark has worked in financial services for 30+ years, largely with Barclays where he was MD of Barclays Wealth and Barclays Capital, developed the UK private bank franchise and ran the Investment Banking UK arm. He is an active P2P and real estate investor.

Brian Lynch

Non-Executive Director

Brian is a former Head of Capital Markets EMEA at BNY Mellon and holds a Masters in Engineering and Computer Sciences from Oxford University. He was formerly Head of Flow Rates EMEA at Nomura and Global Head of Sterling Delta Trading at RBS . He is an active P2P investor and has been for over 12 years.

David Turner

Chief Executive Officer and Co-Founder

David co-founded Invest & Fund after a 30-year career as a trader in the City of London, working for various financial institutions including Tullett Prebon and RBS. David has a clear vision for how the business can capture the growing peer-to-peer opportunity.

Mark Hawkins

Chief Financial Officer and Co-Founder

Mark is an FCA qualified chartered accountant and has more than 30 years' experience in a range of Financial Directorship roles. He co-founded Invest & Fund with David to help businesses and lenders tap into alternative sources of finance.

Paul Pashley

Operations Director and Compliance Officer

Paul is a highly-experienced financial services executive with experience across senior operations, risk and compliance roles. He has held Executive and Senior Management levels roles for Barclays, Woolwich and Nationwide.

Stephen Kenny

Chief Technology Officer

Stephen is an experienced CTO and CEO skilled at working with successful high growth, technology-driven businesses. He is the former CTO of Betfair and founder of the UK's first peer-to-peer investment network.

Gary Trueman

Head of Borrower Origination

Gary brings more than 35 years' commercial banking experience to Invest & Fund. His leadership, technical skills and credit risk expertise helps ensure the team delivers compelling lending opportunities that work for borrowers, brokers and lenders.

Richard Hendry

Head of Credit

Richard is a highly experienced credit practitioner across all real estate activities. He has led regional teams across London and South East for RBS Commercial Banking in both Credit and Portfolio Management.

Graham Martin

Head of Lender Relationships

Graham is a highly experienced investment professional and has worked across a wide range of asset classes as a trader, portfolio manager and analyst at leading banks and fund managers including HSBC and The Blackstone Group. Most recently Graham was a Director at a Peer-to-Peer aggregator and brings this direct sector knowledge to Invest & Fund.

Work with us

We're always looking for talented individuals to join our team

Current Openings

Borrow with us

Experienced residential property developer? We’d love to hear from you

  • Residential development and bridging finance specialists
  • Loan sizes from £500k
  • Sensible rates, flexible terms, deep credit structuring expertise
Talk to us

Lend with us

See every loan, read expert credit assessments, fund all or part of a loan

Lenders' capital is at risk

  • Gross interest rates from 7% to 8.5% p.a. on first charge residential development and bridging loans
  • Full loan documentation, credit reports, third party monitoring
  • Register easily, see everything, start lending
Start lending now

Introduce us

Broker or intermediary? Big or small, we’re ready to help.

  • 100% focus on residential bridging and development
  • Significant credit structuring and property expertise
  • Competitive introducer fees and full application support team
Talk to us