At Invest & Fund, we’re building an alternative finance platform that delivers more for lenders and helps our borrowers get the job done.
We have offices in Hastings and London and our business development team are based across England and Wales. If you’re interested in alternative finance and residential property, we’d love to hear from you.
Take a look at our latest vacancies and apply for open roles below.
Work with brilliant, highly-skilled, fun people within a busy but flexible environment you will want to shout about
A Competitive Salary
Up to 25 days Holiday
(In addition to Bank Holidays)
Tea, Coffee and regular treats
Work in a Brilliant & Friendly environment
Contributory Pension Scheme
Flexible Working Schedule
Hours: Full-time, Permanent
Throughout the life of a loan, from initial enquiry through to full repayment, all the relevant information and documentation needs to be gathered, reviewed, administered and appropriately stored and recorded. The main function of this position is to administer, maintain and progress all our property loan files, proactively chasing for information and updates as appropriate. You will be supporting regionally based Business Development Managers (BDM) to minimize their involvement in administrative matters. Seamless communication with the BDM so the BDM can communicate quickly and effectively with the borrower and/or introducer to relay exactly what stage the application has progressed to at any moment in time.You will need to chase up all relevant answers to all questions and due diligence information. Maintenance and progression of property loan files. Other duties include the upkeep of internal records (including pipeline reports, credit decisions and underwriting capacity), Dealing with inbound correspondence associated with both new loan applications and existing loans (including email, phones and letters) and the administration of Applications inbox which includes new loan enquiries to Invest & Fund.
We are looking for someone with excellent communication skills, written and verbal with the ability to clearly articulate requests and instructions to a variety of contacts. You will have a good understanding of peer-to-peer lending and online platforms. A solid understanding of the legal process associated with property lending and documentation.You will need to have the ability to plan and prioritise own workload. Working on own initiative to deadlines following detailed internal policy and procedure. Solid/Strong IT skills and the ability to work as part of a team and individually to tight deadlines with a positive ‘can do’ attitude.A flexible and adaptable approach and able to change styles in order to ensure that users are dealt with in the appropriate way. The ability to draft and amend loan documentation as instructed by legal, credit and compliance. You will need to be a collaborative team player who is willing to share knowledge and learn openly to create understanding and support.
Hours: Full-time, Permanent
You will be an exceptional Business Development Manager with a property development focus who will help us achieve our growth targets and realise the growth strategy. Your key responsibility will be to generate revenue from business relationships, and source further business development opportunities through networking. You will be promoting the company’s product to key influencers in the property development market in the specific area. This will include brokers and property professionals as well as property developers looking for finance for construction, refurbishment, and conversion projects. Your primary focus will be on generating good quality new business from new and repeat borrowing customers via existing and new Brokers and Introducers and direct to Developer prospecting activity. Credit stewardship of existing customer projects will also play a key part of the role. You will always conduct yourself in accordance with Invest & Fund’s core values including high levels of customer experience at all times. Define and execute our strategy across all property developers (direct) and via brokers and partners (indirect). You will originate new real estate customer relationships focusing on the Company’s target market, leveraging new and existing Introducer networks and displaying pre-eminent technical and credit structuring skills. Utilise and leverage your experience and expertise to identify and screen for credit worthy lending opportunities with an appropriate risk adjusted return for the lenders.
You need to have a strong background in banking/debt finance, ideally in a residential property lending environment with a specialist focus in property development. You will have strong technical and credit structuring skills and experience ideally honed in a residential development finance background. You’ll have a first-class track record of business development within the property lending sector. Excellent problem solving, experience of building new and managing existing relationships and a sound understanding of the regulatory environment. You need to have the ability to work autonomously and be proactive and self-motivated with a ‘can do’ attitude. You will need to be able to work collaboratively from a distance, as you will be working away from the office but will need to adapt to the Invest & Fund’s business practices and culture.
Hours: Full-time, Permanent
Reporting to the Head of Credit. This is an important role as the Credit Manager, with strong credit risk assessment, will help to ensure that quality loan applications which meet the company’s standards are made available by I&F.
The role holder will act as an in-house reference for credit risk, will prepare credit reports for review by the Head of Credit and will work closely with the Business Development team, the Client Services team and Credit colleagues during the processing of applications, enquiries and subsequently the monitoring of the performance of the portfolio.
In the role of Credit Manager, you will need to write and assemble credit risk reports for presentation to the Head of Credit. Own credit and due diligence procedures. You will propose and manage changes to credit policy, lending criteria and loan processing. Monitor, alongside the Client Services Team, developments in progress; sales of completed projects and workouts.
You will need to be able to form an objective and unambiguous view upon merits of a proposal. Ensuring that lending policy and risk appetite are adhered to. Day to day responsibilities include; Dealing with credit queries from the Business Development and Client Services Teams, making sure that regulatory and compliance standards are met, being a collegiate member of the Credit Committee and being responsible for meeting organisation and record keeping requirements.
In order to succeed as Credit Manager, you will need to have experience of credit analysis and experience of residential development property finance. Strong written and verbal communication skills are a must alongside computing skills including use of Excel and Word. You need to be a team player and be able to work to tight deadlines.
You need to have an understanding of Peer to Peer and Alternative Finance. You also need to have an understanding of security and security taking. Other skills we are looking for include; being able to multitask and prioritise, Credit training and ideally have worked in a credit role before and you need to be detailed oriented with a high degree of accuracy.